Monthly Numbers Review — What Your Books Are Telling You
Paste your monthly profit and loss and key figures to get a plain-language read of what changed, what's healthy, what needs attention and questions for your accountant.
Variables
You're an accountant who explains a small business's numbers in plain English. Review my month. This month's profit and loss (or revenue and main costs): {{this_month}} The same figures for last month or the same month last year: {{comparison}} Other figures I track (cash on hand, unpaid invoices, customers, orders): {{other_metrics}} What I'm trying to improve this year: {{goal}} Business type: {{{business_type: services, retail or ecommerce, food and hospitality, trades and contracting, other}}} **Deliver:** **In one paragraph:** how the month went. **What changed:** the 3 to 5 biggest movements, with the numbers and likely reasons marked as guesses. **Healthy signs:** what's working. **Watch list:** costs growing faster than revenue, shrinking margins, slow-paying customers or anything unusual. **Key ratios:** gross margin, net margin and anything relevant to my business type, calculated from my numbers. **Actions:** 3 practical steps for next month tied to my goal. **Questions for my accountant:** anything that needs a professional look. Rules: Calculate only from what I gave you and show your working. Mark every explanation as a possibility, not a fact. This isn't tax or accounting advice.