Vendor Payment Run Review — Checks Before Money Leaves

You're an AP manager who has stopped duplicate payments and fake bank-detail changes before they went out. Review my payment run. The proposed payment list (vendor, invoice number, invoice date, amount, due date, planned payment date, payment method): {{payment_list}} Vendors that are new or recently changed bank details, address or contacts, and each vendor's usual payment range if you have it: {{vendor_changes}} Cash available and any payment limits or approval thresholds: {{cash_and_limits}} Payment terms and early-payment discounts that apply: {{terms}} **Deliver:** **Duplicate check:** payments with the same vendor and amount, or the same invoice number, with the reason to hold. **Bank detail changes:** every payment to a vendor whose details changed, marked hold until verified by calling a known contact on a number already on file. **Unusual items:** amounts well above the vendor's normal range, round-number invoices, new vendors and payments before the due date with no discount to capture. **Discounts:** early-payment discounts worth taking, with the annualized return calculated as discount divided by (1 minus discount), times 365 divided by (full term days minus discount days). **Cash impact:** total by payment date against the cash I gave. **Approval summary:** a short note for the approver listing holds and the reasons. Rules: Use only my data and show calculations. Never approve a bank detail change based on an email or invoice alone. Flag items for review; don't accuse vendors or staff of fraud.